Treasury management / Token lending

Token lending

Lending rates driven by liquidity, demand, and market structure across digital assets

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Explore
50+
Collateral assets
95%
Max LTV (BTC/ETH)
8
Tenors, 1D to 5Y
3
Regulated jurisdictions
24/7
Continuous service
How it works
01

Post collateral

Transfer your digital assets — BTC, ETH, or any of 50+ supported tokens — to Portofino's segregated custody. Assets are held in institutional-grade cold storage with full proof-of-reserve transparency.

02

Set your terms

Choose your loan tenor from overnight to five years, select your loan-to-value ratio up to 95%, and confirm indicative rates from our live rate board. Pricing locks at execution with no hidden fees.

03

Receive USDT

Funds are deployed to your designated wallet within one business day. Maintain full exposure to your collateral asset's upside while deploying capital across DeFi, payments, or operational needs.

Simulator
Loan calculator

Indicative rates only. Final terms subject to credit review and signed term sheet. Rates sourced from Portofino Rate Board as of .

Collateral asset
Collateral amount
—
Enter amount above
Tenor
1D
1M
3M
6M
1Y
2Y
3Y
5Y
Loan-to-value
20% Conservative Max 95%
60% LTV
Rate board
Indicative lending rates
As of . USDT borrow available against all assets.
Asset 1D 1M 3M 6M 1Y 2Y 3Y 5Y
Loan-to-value
LTV ratios up to 95% for BTC and ETH, scaling for smaller-cap assets. Ongoing margin calls triggered if collateral value deteriorates toward liquidation threshold.
Tenors
From overnight (1D) to five years (5Y). Fixed-rate structures available across all tenors with bullet repayment at maturity. Early repayment available with notice period.
Minimum size
Minimum loan notional USD 500,000 equivalent. No maximum for established counterparties. Documentation: ISDA Master Agreement or bespoke loan agreement.

Capital on your terms. Without parting with position.

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